Credit cards

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Credit Cards Smart Guide

Get smart with this step by step guide to getting the lowest rate credit cards, getting out of credit card debt, and managing your credit cards. Read the Credit Cards Smart Guide

More credit card information:

Credit card tips & tricks

Keeping credit card costs to a minimum

Maintain card security as fraud grows

When credit card debt gets out of hand

Choose the right credit card for your spending

What are low-rate credit cards?

Understanding the revert rate

Understanding your repayments

Don't let ID fraud happen to you

Beware the sting when travelling on your credit card

Credit Card Calculators

How much will you save by paying off your credit card quickly? Calculate it

Tips and Tricks

Avoid cash advances

Choose a card that matches your needs

Do you qualify for a 'relationship discount'?

Do you qualify for annual fee waivers?

Don't be distracted by sweeteners

Don't let ancillary card fees creep up on you

Interest-free periods don't apply unless you pay off in full

Look beyond the banks

Loyalty can cost you

Make low-interest-rate cards work for you

Pay off more than the minimum each month

Think hard about the rewards you want

Twelve tips to ensure internet security

Use a debit card instead

Use two cards to beat the banks

Use your credit card to save bank fees

Watch for different interest rates on the one card

Watch out for the 'revert rate' on balance transfer offers