The flight to safety
Investors fleeing the sharemarket in search of security can easily earn 8 per cent a year and sleep well at night. John Kavanagh looks at what you can get if you shop around.

Paperwork dull but crucial
Outsourcing of super by employers is a regular occurrence. You start off as a member in one fund and find you are transferred to another when the employer no longer wants to spend time and resources administering super.

FKP Property Group (FKP)
Classic economics, Adam Smith-style, says the price of any product is the combination of the cost of labour, the rent on the land to produce the product and a return on capital employed. Of the three, land is the lowest returning asset, although some wage-earners would dispute this.

The bad news bears
Australia won't avoid the effects of the global subprime crisis but our fundamentals remain sound.

That taxing time of year
The strategy: To claim my work-related expenses in my tax return.

Three menus in a boat
There are signs that cruise liners, at least those at the top end of the market, are returning to the days when a journey by ship was the ultimate in luxury.

Why caution is the keyword
With the property market in disarray, investors are taking cover in cash, writes Barbara Drury.

Who wants to be a millionaire?
Australia now has more of them than Brazil or Spain. John Collett looks at the reasons why.

Profile Hugh Mackay
The social researcher has seen great changes in his long career.

Two crises short of a catastrophe
Waiting for the dollar to reach parity with the US dollar has been like betting on two flies climbing up a wall.

Dealing with UK pensions
George Cochrane on making the most of overseas funds.

Property trusts carnage isn't over yet
Following the spectacular slide in the values of listed property trusts, the other shoe is about to drop.

Appearances are deceiving
Even a seemingly straightforward term deposit needs to be examined before being invested in, writes Bina Brown.

No need for panic
Be alert but not alarmed. Now is not the time for unreasonable pessimism.

Confessions of a model trader
Imogen Bailey is a model, actor and singer.


Headlines archive

This page lists articles appearing across all areas of the site. Browse across topics or go directly to one of our four main categories: Investments Banking Property Planning


investing


Hold on tight and ride it out
Shareholders are taking a closer look at company balance sheets as some dividend payments are cut.

On the tollway to (stock) hell
Transurban shares can be bought at a 2.5 per cent discount; opening an online bank account may be a better option, writes David Potts.

Derivatives without the misadventure
Different products carry different risks and benefits. There's more to alternative investing through derivatives than recent disasters suggest, writes Helena Keers.

Weather the storm
After this year's deluge of bad news, the regulator is flagging changes in how the performance of super funds is reported.

Think of the future to make the most of your money
Before you splurge your tax cut on a sandwich and a milkshake, think about the future.

It's like livin' in the '70s
The conditions of bygone days are bearing down again.

Testing future for Futuris
Strategies make it even more susceptible to the vagaries of the weather, writes David Potts.

Parental supervision required
With a bit of work, 'mum and dad' share portfolios can boost household coffers, writes Martin Roth.

Affluence in effluence
There's money to be made in waste disposal, writes David Potts.

Why hybrids are gaining ground
Income securities and convertible preference shares pay regularly, with a little more security, writes Bina Brown.


banking


Cheques and balances
Incentives or bribes? When it comes to paying financial advisers, percentages still rule.

Bonds quiet achievers
Not only a good yield, but the chance of a capital gain as well. This is the time to be locking in thesehigh rates.

Let's be frank(ed)
Hybrids offer attractive yields but make sure you check the fine print.

R U out of $$? Xfer sum by SMS
Banks have latched on to text messaging as their next big service, writes Debra Cleveland.

They're watching you
Changes to the Privacy Act will give banks more powers.

Weed them out
You may be paying more bank fees than you realise, writes John Kavanagh.

Buy now and hurt later
Garry Rothman, financial counsellor with UnitingCare, is all too aware of the dangers that customers can get into with "buy now pay later" deals.

Shareholders, beware of banks
The banks are always copping it sweet for their fees, but you should see what they're doing to their shareholders.

Why borrowing to save makes sense
David Potts gives his expert guidance on how you can make margin loans work to your advantage without suffering the indignity (and panic) of a margin call.


property


Nest and less
Property prices are dropping, yet demand for housing remains strong throughout the country.

It pays to reduce debt
Make it a priority to get those loans down.

Forget 07-08, it'll get better
Things are looking up for the new financial year, writes David Potts.

Flawed foundations
Mandatory home warranty insurance is supposed to protect owners but after 30 inquiries into the scheme, many question its benefits, writes Kelsey Munro.

The entire box and dice
It's nice to share the wealth but grandfathering the children could do them a world of harm, not good.


planning


The building blocks of wealth
You can't get ahead unless you slam the brakes on spending. Barbara Drury looks at cost-cutting.

Not quite as safe as houses
The strategy: To understand the risks of unlisted property investments.

The rising son
There has always been strong interest in traditional Japanese culture in Australia - from haiku to kimonos - but the collecting of contemporary Japanese art is a relatively recent phenomenon. The transition from traditional to modern may appear dramatic yet in many cases it is simply a matter of generational change.

Work hard, then ... spend wisely
Cadel Evans is a road cyclist competing in the Tour de France.

Ignore it and focus on future
When this year's super statement lobs, chuckthe bumf in the bin.

Cash could be king
Don't rely on China's boom to carry you through a bumpy time.

Profile Gordon Brown
For a passionate antique dealer, it's the stories and history of the treasures that really matter.

Slip-sliding away
Retirees can apply the brakes to significant losses from account-based pensions.

It all depends which takeover option you took
In the Crown deal with PBL, capital gains liability varied, writes George Cochrane.

They've got the baby business sewn up
Helena Keers meets three working mothers who are using their entrepreneurial and creative talents to meet the growing demand for everything to do with babies.

Wrap it up
Financial advisers like to push investment platforms but customers should investigate the benefits first, writes Annette Sampson.

Dollars for scholars
The strategy: To claim the new education tax refund.

The tribe has spoken
Earlier this year, Mask 1980, a stunning work by the late Australian sculptor Joel Elenberg, sold for a record $384,000 at auction. Elenberg was inspired by African tribal art, as were many other artists, such as Pablo Picasso.

Profile Garry Weaven
Growing super for workers is this man's proudest achievement.

Get the facts and maximise your refund
Receipts? Check. Tax Pack or e-tax in front of you? Check. Blue or black pen? Check. Before you return your, er, return, find out what you can claim for and what might have changed, writes David Potts.


top



Advertise with us | Contact us | Site map | About us
Privacy Policy | Conditions of Use | Membership Agreement

Copyright © 2008. Any unauthorised use or copying prohibited.

Help

Each week financial advisor Noel Whittaker answers your questions.

Topics include:
» Mortgages
» Managed funds
» Superannuation
Ask a question now


tools
Financial calculators
 >> Borrowing power
 >> Brokerage calculator
 >> More.
Compare and apply for financial products.
 >> Home loans
 >> Credit cards
 >> More.

eNewsletter
Let our enewsletter Money Sense help you with your finances. Subscribe now.
See sample newsletter